A Choice that Makes the Difference
UNLEASH THE POWER OF ALTERNATIVE DATA
The Application Telco Score is built on over 400 various MNO data variables which include data and voice usage, top-up patterns, location and device data, available through the long-standing partnership between FinScore and SMART Communications.
CUTTING-EDGE AI & MACHINE LEARNING TECHNOLOGY
Derived from cutting edge machine learning algorithms, the Application Telco Score has extremely high predictive power and can be used as either a standalone model or in a combination with existing score models.
OVER 8 YEARS OF EXPERIENCE, A WORLDWIDE PIONEER
As one of the pioneering businesses in using mobile network operator (MNO) data to build predictive models, FinScore leverages over 8 years of international lending experience in serving the underbanked segment with products that are accessible, convenient, and affordable. Based on own lending experience, FinScore’s team has further gained significant knowledge in behavioral model analytics and operational know-how in the Philippine market.
MILLIONS OF SUCCESSFULLY DELIVERED SCORES
FinScore has been steadily gaining its presence on the Philippines market since late 2018. The company has onboarded one of the biggest consumer lenders on the market and has successfully completed proof of concepts with numerous digital lenders. Nearly half a million credit scores have been produced and delivered to partner institutions as of June 2019.
This 2020, FinScore has delivered over 2 million scores and counting.
1,000,000+ OPTED-IN CUSTOMERS
1,000,000+ Opted-In Customers – borrower’s consent and ensuring compliance with data privacy laws is of paramount importance and a top priority for FinScore. As of mid-2019, more than 1,000,000 people have entrusted us with the right to build our models on their mobile network activity and this number is growing on steady basis!