finscore provenir partnership APAC data partner ecosystem
finscore provenir partnership APAC data partner ecosystem

Provenir welcomes FinScore to its Partner Ecosystem to Empower Smarter Credit Decisioning in the Philippines

Provenir partners with FinScore, an alternative credit scoring company that is powered by telco data and advanced analytics, to accelerate and streamline access to decisioning data in the Philippines.

Provenir, a leader in risk decisioning and data analytics software, today announced a new data integration partnership with FinScore, an alternative credit scoring company in the Philippines that uses proprietary AI and Machine Learning technology in its predictive models to help financial institutions reduce defaults, increase approval rates, and combat fraud. The partnership empowers financial services organizations in the Philippines to rapidly incorporate telco data and tap into the credit potential of the region’s unbanked, using a prebuilt integration within Provenir’s low-code user interface.  

Currently, more than 53 million (77%) Filipino adults remain unbanked, yet 70% own a mobile phone. Using alternative data sources like telco data, FinScore has the ability to determine creditworthiness accurately and fairly, bridging the financial gap and making financial products more accessible and inclusive for the unbanked and underbanked. Its connection with Provenir will enable more financial organizations to access localized data through a fast, low-code integration. 

Kerry Cleary, Head of Data Partnerships at Provenir said, “We are thrilled to announce our partnership with FinScore, the latest alternative data provider to join our ecosystem. With the addition of FinScore, financial organizations that are currently serving, or looking to enter the Philippines market, can access this rich data with ease and speed directly through Provenir and enhance their credit risk strategies. FinScore’s telco scoring model is highly innovative – combining data, text, voice usage, social circles and top-up patterns to help assess the creditworthiness of a largely unbanked population and we are delighted to make this ready available.”

John Warren, General Manager APAC at Provenir added, “FinScore is playing a hugely important role in bridging the gap and bringing financial products to the masses in the Philippines. Our partnership with FinScore highlights our commitment to ensuring localized data sources, as well as global, are made easily accessible to our regional customers through a single interface.”

Christo Georgiev, FinScore’s Country Manager and Chief Strategy Officer said, “We are delighted to reach another milestone; being a part of the Provenir data ecosystem. Harnessing the predictive power of telco data scoring, in which we are the pioneer in the Philippines, running through Provenir’s sophisticated and efficient risk decisioning and data science platform, can give outstanding credit risk decisioning experience to any business who wants to serve the Philippine population. We are confident to say that we have built a two-way door wherein financial organizations around the globe can extend financial services to the Philippines while giving easier and better access to financial services to the credit-invisible Filipinos.”

About Provenir

Provenir makes risk analytics faster and simpler for financial institutions. The Provenir risk analytics and decisioning platform is a powerful orchestration hub that can listen to any channel, integrate with any data service and operationalize any analytic model. Helping clients process more applications with greater efficiency and increase sales conversions with instant, real-time risk-decisioning. Provenir serves clients across a broad range of financial verticals including consumer, cards, payments, e-commerce and auto financing. Provenir is headquartered in Parsippany, New Jersey with EMEA operations based in England and APAC operations in Singapore. For more information, please visit

About FinScore

FinScore is a leading fintech company and credit score provider in the Philippines, providing innovative scoring solutions to the dynamic needs of banks, financial institutions, and credit bureaus. FinScore’s telco data credit scoring in the Philippines allows institutions to offer better services to existing customers, attract new ones, and approach untapped market segments. Through their Telco Scoring model, FinScore provide insights based on 400+ variables, including top-up patterns, voice and mobile data usage, duration of calls, SIM card age, and many more. For more information, please visit

Media Contact:

Nicolas Kendall, Senior Marketing Manager, APAC 

Ralitsa Boyadzhieva, Marketing Manager, FinScore

Get in touch

FinScore is a financial technology company in the Philippines that offers a powerful credit scoring platform and fraud detection tools based on alternative data, including telco-based data. 

As the pioneer in lending and scoring of the unbanked, we continuously provide fintech services that empower financial institutions, banks, and credit bureaus with flexible platforms to help them make insightful and reliable credit decisions. Contact us today to learn more about our products and solutions for financial institutions.