Make Insightful and Reliable Credit Decisions with FinScore

Telco Data Scoring and Fraud Detection Solutions

Make Insightful and Reliable Credit Decisions with FinScore

Many consumers in the Philippines are credit invisible because they don’t have access to banking systems. In turn, businesses can’t tap into the credit potential of the unbanked. A new generation of fintech companies, including FinScore, is trying to close that gap with telco data.

By analyzing consumers’ financial behaviors on their phones, we can predict their creditworthiness based on their ability to spend on app purchases, pay their bills, and call others using their phones. When analyzed over months and with other signals, FinScore can accurately predict the user’s overall creditworthiness. Our geo-location fraud tools also break down the Internet’s barriers to anonymity, our safeguard against fraud and other online security issues.

Make Insightful and Reliable Credit Decisions with FinScore
unleash the power of alternative data with credit scoring systems

At FinScore, we unleash the power of alternative data with our credit scoring systems and fraud detection solutions. We’ll help you make smarter decisions by determining the creditworthiness of potential customers without credit histories. With cutting-edge AI and machine learning technology, we enable you to serve the credit-worthy unbanked segment of the population and ultimately grow your customer base.

Cutting edge ai & machine learning technology

TELCO CREDIT SCORE

The Telco Credit Score is built on 400 various MNO data variables which includes data and voice usage, top-up patterns, location and device data to name a few.

AVAILABLE IN PAY-PER-SCORE OR MONTHLY SUBSCRIPTION.

Customer record profile

CUSTOMER RECORD PROFILE

Customer Record Profile is a product that consists of several grouped key Telco Metrics. The product provides valuable insights to the partner without revealing the actual sensitive customer data.

AVAILABLE IN PAY-PER-SCORE OR MONTHLY SUBSCRIPTION.

Geo-location fraud tool

GEO-LOCATION FRAUD TOOL

This is derived from FinScore’s ability to match applicants’ declared living address versus the real geo location detected by the mobile operator.

AVAILABLE IN PAY-PER-SCORE OR MONTHLY SUBSCRIPTION. 

Contact person fraud tool

CONTACT PERSON FRAUD TOOL

The Contact Person Fraud Tool leverages on the Telco data and compares the applicant’s most often contacted numbers with declared contact person’s cellphone number.

AVAILABLE IN PAY-PER-SCORE OR MONTHLY SUBSCRIPTION.

Social circle fraud tool

SOCIAL CIRCLE FRAUD TOOL

Used for improving collections by segmenting the active loan portfolio and applying the most efficient strategy to each segmented group.

AVAILABLE IN PAY-PER-SCORE OR MONTHLY SUBSCRIPTION. 

TELCO CREDIT SCORE GENERIC CUSTOMER RECORD PROFILE FRAUD PREVENTING TOOLS TELCO & CUSTOMER RECORD PROFILE FINSCORE ALL-IN PACKAGE
Telco Credit Score - Generic
Zoom Scoring Portal
API Integration
Proof of Concept
1 Telco Credit Score Devolepment
2 Telco Credit Score Re-development
Partner Support
5 Telco Metrics
Geo-location fraud flag
Social circle fraud flag
Blacklist fraud flag

FinScore is a financial technology company in the Philippines that offers a powerful credit scoring platform and fraud detection tool based on alternative data, including telco-based data. As the pioneer in lending and scoring of the unbanked, we continuously empower banks, financial institutions, and credit bureaus with flexible platforms to help them make insightful and reliable credit decisions.

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  • Office Address: 27F, Suite C, One World Place, 32nd Street, Bonifacio Global City,
    Taguig City, Metro Manila, Philippines 1630
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