FINSCORE

MILESTONES

IN NUMBERS AND STORIES

BUSINESS

0

Alternative Credit Scores Delivered

$ 0

Worth of Loans Facilitated

0 Hours

Work-from-Home Operations in Three Countries

Business

0

Alternative Credit Scores Delivered

$ 0

Worth of Loans Facilitated

0 Hours

Work-from-Home Operations in Three Countries

INFORMATION TECHNOLOGY

0 Seconds

Average API Call to Delivery Time

0 % Uptime

8,735 out of 8,760 hours

0 days

Instead of 10 Days on Turnkey Onboarding and Setup

AWARDS AND PARTNERSHIPS

May
FinScore celebrates its Highest Services Utilization Recorded
FinScore celebrates its Highest Services Utilization Recorded

 FinScore, the leading alternative credit scoring provider in the Philippines, is excited to announce its highest services utilization – reaching a five-digit count in its daily total telco scores delivered. The rise was driven by the growing credit score pulls volume from FinScore’s existing major clients as well as contributions from newly onboarded clients and partners.

March
FinScore is The Philippines’ Fintech Start-up of the Year 2022 – The Asset Magazine
FinScore is The Philippines’ Fintech Start-up of the Year 2022 – The Asset Magazine

FinScore was recently awarded as Fintech Start-up of the Year – Philippines by The Asset Triple A Digital Awards for its continued efforts in uplifting financial inclusion in the Philippines through alternative credit scoring. FinScore has been awarded in the same category in 2020 and 2021, making the alternative credit scoring company a 3-peat winner.

February
ADVANCE.AI partners with FinScore to boost alternative credit scoring and fraud prevention in the Philippines, SEA
ADVANCE.AI partners with FinScore to boost alternative credit scoring and fraud prevention in the Philippines, SEA

ADVANCE.AI, a leading AI company specialising in digital identity verification, risk management and process automation, has signed a strategic data partnership with FinScore to help boost financial inclusion and access to the unbanked and underbanked customers in the Philippines and wider Southeast Asia (SEA). The partnership will strengthen the robustness of ADVANCE.AI’s credit profiling and risk management capabilities through FinScore’s digital solutions, namely Telco Data Credit Scoring and Fraud Prevention Solutions.

February
Alternative Credit-Scoring Provider FinScore Achieves 100% Mobile Subscriber base Coverage in the Philippines
Alternative Credit-Scoring Provider FinScore Achieves 100% Mobile Subscriber base Coverage in the Philippines

Philippines-based alternative credit scoring company FinScore has become the first company to determine the creditworthiness of 100% of mobile subscribers in the country— the highest market reach in the Philippine alternative credit scoring market.

February
BlockchainSpace Taps FinScore’s Alternative Credit Scoring Expertise for Automated Credit Risk Assessment
BlockchainSpace Taps FinScore’s Alternative Credit Scoring Expertise for Automated Credit Risk Assessment

BlockchainSpace and FinScore to bring automated alternative credit scoring and loan systems to guilds and players.

January
One-stop Shop for Telco Credit Scoring in the Philippines
One-stop Shop for Telco Credit Scoring in the Philippines

As a leading provider of Telco Data Credit Scores in the Philippines, the Mobile number portability (MNP) service will enhance the performance of our services. FinScore is now able to provide a “Portability Flag” that indicates whether the mobile number has been ported-in or ported out. The service is being rolled out in stages to the existing FinScore clients within the first half of 2022, as part of the monthly subscription packages. 

October
Philippines-based Alternative Credit Scoring Provider FinScore Bags a Global SFF FinTech Award at The Singapore Fintech Festival 2021
Philippines-based Alternative Credit Scoring Provider FinScore Bags a Global SFF FinTech Award at The Singapore Fintech Festival 2021

FinScore has been awarded by the Monetary Authority of Singapore (MAS) and the Singapore FinTech Association (SFA) as the 2nd prize winner – Global Category for its ‘Alternative Credit Evaluation (A.C.E) Portal’ solution in the SFF Global FinTech Awards 2021, the highest accolade for FinTech innovation.

As a 2nd place winner among 49 finalists, FinScore will be taking home S$100,000 in prize money.

October
FinScore Receives a “Circle of Excellence Award” in Asia CEO Awards 2021
FinScore Receives a “Circle of Excellence Award” in Asia CEO Awards 2021

FinScore is one of the 8 recipients of the Circle of Excellence Trophy under the Straive Technology of the Year Category in the 12th Asia CEO Awards 2021

September
FinScore is Now Serving Welcome Bank (Rural Bank) with Alternative Data-Powered Credit Scoring and Fraud Prevention
FinScore is Now Serving Welcome Bank (Rural Bank) with Alternative Data-Powered Credit Scoring and Fraud Prevention

FinScore, the Philippines-based alternative credit scoring provider, has partnered with Welcome Bank (Rural Bank) Inc., one of the Philippine subsidiaries of Korea’s Welcome Financial Group. Welcome Financial Group currently operates the fourth-largest savings bank in assets and 12 other subsidiaries in various financial sectors in Korea.

September
FinScore is the ‘Fastest Growing Credit Scoring Platform in the Philippines’ – World Economic Magazine
FinScore is the ‘Fastest Growing Credit Scoring Platform in the Philippines’ – World Economic Magazine

FinScore is awarded as the Best Fintech Start-up for Credit Scoring in the Philippines by Global Brands Magazine. The Global Brands Awards was established with the aim of honoring excellence in performance and rewarding companies across different sectors.

May
FinScore empowers SB Finance with Telco Data Credit Scores to expand credit access to Filipinos
FinScore empowers SB Finance with Telco Data Credit Scores to expand credit access to Filipinos

To serve many Filipinos who lack a financial history, consumer lending company SB Finance has partnered with FinScore to enhance its credit scoring efforts using alternative data.

May
Unistar Credit and Finance Corporation Entrust FinScore with Uplifting their Credit Scoring with Telco Data
Unistar Credit and Finance Corporation Entrust FinScore with Uplifting their Credit Scoring with Telco Data

Equipped with FinScore’s digital credit scoring solution, Unistar will be enabled to address the ever-changing economic landscape of the country, but also provide a more bespoke service to the hyper-segmented population.

April
FinScore and Nityo Infotech Ties Up for Analytics and Data-driven Solutions for APAC markets
FinScore and Nityo Infotech Ties Up for Analytics and Data-driven Solutions for APAC markets

The partnership aims to establish a channel for banks and financial institutions in emerging markets such as Malaysia, Vietnam, Singapore, Indonesia, and Thailand to integrate and activate the capabilities of alternative data credit scoring by FinScore.

February
Neobank Tonik teams up with FinScore to uplift digital lending for underbanked Filipinos
Neobank Tonik teams up with FinScore to uplift digital lending for underbanked Filipinos

Tonik, the first neobank in the Philippines operating under its own bank license by the Bangko Sentral ng Pilipinas (BSP) strikes a partnership with FinScore, the Philippines-based Alternative Credit Scoring company. The two fintech startups are on a mission to revolutionize the way Filipinos access loans for various purposes.

December
Provenir welcomes FinScore to its Partner Ecosystem to Empower Smarter Credit Decisioning in the Philippines

Provenir partners with FinScore, an alternative credit scoring company that is powered by telco data and advanced analytics, to accelerate and streamline access to decisioning data in the Philippines.

November
Grover FinScore Partnership
FinScore and GROVER Together in Bridging the Financial Gap in The Philippines

FinScore and GROVER have successfully sealed a partnership united by their mission to help financial institutions reduce high default rates and prevent fraudulent activity, while simultaneously bridging the financial inclusion gap for individuals in the country.

November
Credify FinScore Partnership
Credify Partners with FinScore to Empower the Unbanked and Underbanked in the Philippine and Vietnamese Markets

The power of Telco Data will enable Kviku Lending Co. Inc. to score and provide financial products to the once untapped underbanked and unbanked adult population in the Philippines.

October
APIX x FinScore Quote
FinScore Credit Scoring API Available to ASEAN Financial Institutions with APIX Platform

We are carrying on our mission by partnering with APIX! Our alternative data credit scoring API is now accessible in the world’s first cross-border, open architecture API marketplace and sandbox platform for collaboration between FinTechs and financial institutions.

October
Integration with GDS Link Asia Philippines for Out-of-the-box Telco Credit Scoring

As a result of this partnership, GDS Link Asia Philippines’s clients can use an out-of-the-box integration that will enhance the credit scoring decisioning process and fraud detection.

September
City Savings Bank Gears Up Telco Credit Scoring with FinScore for More Inclusive Motorcycle Loans

With the partnership, FinScore will provide credit scoring for City Savings Banks’ motorcycle loan applicants. The bespoke model is based on over 400 telco variables such as top-up patterns, voice and mobile data usage, duration of calls, SIM card age, and many more

September
FinScore Awarded Most Innovative Data-Based Scoring Solutions Provider in the Philippines by Wealth & Finance
Most Innovative Data-Based Scoring Solutions Provider in the Philippines

FinScore is awarded as the Most Innovative Data-Based Scoring Solutions Provider in the Philippines for their significant contribution towards the financial sector in the Philippines by the Wealth & Finance magazine FinTech Awards 2020, United Kingdom. 

August
FinScore Online Loans Pilipinas Partnership
FinScore to Provide ‘Lightning-fast’ Credit Scoring for Online Loans Pilipinas

FinScore’s highly predictive telco scoring power and ability to retrieve a credit score in less than a second was successfully demonstrated in their Proof of Concept (POC) stage. The POC stage proved to add value to Online Loans Pilipinas’ credit risk management which sparked the credit scoring partnership.

July
International Online Lender MoneyCat Strikes Partnership with Fintech Company FinScore to Serve Filipinos
International Online Lender MoneyCat Strikes Trusts FinScore

With FinScore’s highly predictive machine learning technology, MoneyCat can increase their opportunity to approve loans up to PHP 20,000 for the banked applicants. The customers can apply for loans online, after providing ID document, bank account, and phone number.  

July
Zurich Finance Corporation Entrusts Telco Data Credit Scoring to FinScore

To make their financial services available to the underserved segments and decrease loan defaults in customers who live in CALABARZON (Batangas, Cavite, Laguna, Quezon) as well as the whole Mindoro island, Zurich Finance Corporation employs FinScore’s credit scoring and fraud flagging services.

June
Alternative Credit Scoring to DeFi With Chainlink

Chainlink already provides highly secure and reliable oracles to a substantial network of DeFi protocols. Identifying the creditworthiness of borrowers remains one of the foremost challenges in the crypto lending market, and by working with Chainlink our data will be able to help a wide variety of teams overcome this hurdle.

June
FinScore Chief Innovations Officer Angel Dimitrov imparting his alternative data scoring expertise to UBX learning series attendees
FinScore Sparks UBX-lead "Credit Scoring Learning Series"

"Credit Scoring for All”, delivered by alternative data scoring expert Angel Dimitrov, focused on how alternative data credit scoring can help banks reach new clients, lower defaults, and prevent fraud.

January
FinScore Seals Partnership with UnionBank of the Philippines to Boost Accessibility to Financial Services in PH
FinScore Seals Partnership with UnionBank of the Philippines to Boost Accessibility to Financial Services in PH

FinScore and UnionBank are united by their commitment of harnessing technology to more quickly drive financial inclusion in the country. The partnership will enhance UnionBank’s credit decisions in several key products, including, but not limited to credit cards, quick loans, salary loans, POS loans, as well as enabling access to digital-first credit scoring solutions to its fully-owned subsidiaries.

July
TendoPay Installment Payment Platform Signs FinScore as Credit Scoring Partner

TendoPay, one of the leading installment payment platforms for e-commerce customers in the Philippines, partners with FinScore as their alternative data analytics partner for credit scoring and fraud flagging.

June
FinScore as Digital Credit Scoring Partner for UBX i2i Platform
UBX Partners with FinScore

FinScore’s proprietary telco data-based credit scoring portal is now available in UBX’s i2i platform which connects rural banks and other financial institutions to the main financial network.

February
FinScore is PH ‘2020 Fintech Start-up of the Year’
The Asset Triple A Digital Awardee:
"Fintech Start-up of the Year"

Candidates go through a meticulous selection process conducted by the Asset’s board of directors who have decades’ worth of experience in evaluating industry awards in the Asia-Pacific and the Middle East.  

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    FinScore is a financial technology company in the Philippines that offers a powerful credit scoring platform and fraud detection tools based on alternative data, including telco-based data. 

    As the pioneer in lending and scoring of the unbanked, we continuously provide fintech services that empower financial institutions, banks, and credit bureaus with flexible platforms to help them make insightful and reliable credit decisions. Contact us today to learn more about our products and solutions for financial institutions.

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