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For credit scoring in the Philippines, banks, credit companies, and lending companies look for the borrower’s past behaviour in the financial system such as availed loan products or credit cards, loan and credit payment promptness, income, and employment status. These are traditional data for credit scoring.

With FinScore, our credit score is based on alternative data, including Telco data. Telco credit score focuses on the borrower’s mobile phone behavior, specifically with their mobile network. We measure their average top-up amount, subscription duration, and more.

Finscore’s fraud prevention tools use Telco data to verify some of the information disclosed by the loan applicant. We offer different ways to know if an application is fraudulent or not.

The cost of our services depends on the products availed, volume of requests, and duration of service.

Our business development team will be more than happy to discuss our standard rates and create a tailor-made proposal. Feel free to send an e-mail info@finscore.ph.

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In case, you can’t find the answers you need, contact our Customer Support Team at info@finscore.com
We are available from 10AM-6PM, Monday to Friday only.

FinScore is a financial technology company in the Philippines that offers a powerful credit scoring platform and fraud detection tools based on alternative data, including telco-based data. 

As the pioneer in lending and scoring of the unbanked, we continuously provide fintech services that empower financial institutions, banks, and credit bureaus with flexible platforms to help them make insightful and reliable credit decisions. Contact us today to learn more about our products and solutions for financial institutions.