Grover FinScore Partnership

FinScore and GROVER Together in Bridging the Financial Gap in The Philippines

GROVER (formerly Kris FinSoftware),  a world-class provider of innovative digital banking, digital lending, compliance, cybersecurity, and risk management solutions, has partnered up with FinScore, an alternative credit scoring company that is powered by telco data and advanced analytics, aiming to address the complexity involved in making insightful and reliable credit decisions.

FinScore and GROVER have successfully sealed a partnership united by their mission to help financial institutions reduce high default rates and prevent fraudulent activity, while simultaneously bridging the financial inclusion gap for individuals in the country.

Since 2012, GROVER has been at the forefront of helping the best-of-breed international technology companies collaborate with local banks to uncover the best solution for their needs.

GROVER is in the business of helping companies to focus on the right solutions. They are culturally compatible and have a deep understanding of the Bangko Sentral ng Pilipinas (BSP) and local requirements, along with infrastructure and development issues. GROVER has been one of the leading names that provide solutions addressing a spectrum of needs from basic solutions to disruptive technologies, from any stages of clients’ development journey.

FinScore is known to be the pioneer in Telco Data Credit Score in the Philippines. Telco data is based on over four hundred (400) telco variables such as data and voice usage, top-up patterns, location, SIM age, and more. Combined with FinScore’s machine learning algorithms cutting-edge technologies, such as Gradient Boosting and Neuron Networks, FinScore is proven to have a highly predictive scoring power.

FinScore scoring models have powered the telco credit scores of over 3.5 million Filipinos and over USD 500 million worth of loans have been disbursed in the Philippines.

Grover x FinScore Christo Georgiev Quote

Christo Georgiev, Country Manager and Chief Strategic Officer of FinScore, said, ‘’We at FinScore are very much delighted to work with GROVER to help improve the credit scores of the unbanked and underbanked in the Philippines. We are happy to be working with a reputable company in the country that shares the same intensity of passion for innovation and growth for our clients through our advanced and disruptive solutions. This is a step further to FinScore’s mission of financial inclusion and I look forward to a long-term partnership between FinScore and GROVER.’’

Quote by Krishan Grover on FinScore and GROVER partnership

Krishan Grover, Founder & Chairman of GROVER said, “It is our team’s advocacy to make financial services accessible by bridging financial institutions with innovative solution partners. We believe that our partnership with Finscore will help us and our clients make credit more accessible for the unbanked and underbanked in the Philippines. This is truly an exciting partnership for us, and we are very much looking forward to working with Finscore in the long-term.”

About GROVER

GROVER (formerly Kris FinSoftware) is a world-class provider of innovative digital banking, digital lending, compliance, cybersecurity, and risk management solutions with offices in Singapore, and the Philippines. It has been established since 2012 and run by banking industry veterans with a number of years’ experience in providing innovative and practical solutions to leading banks in the Philippines.

The company meets the needs of banks by working closely with globally recognized and award-winning companies like EdgeVerve (an Infosys company), Clari5, Yellow Messenger, and iStrives among others as also disruptive new Fintech companies such as GlobalLinker SME platform, Bank Genie, UBX, and most recently, Nityo Infotech.

“We help our clients manage and mitigate risk in their business by combining world class products tailored to their needs and help Bringing Banking Forward ” – Krishan Grover, CEO

For more information, visit their website:  https://www.grover.sg/ or follow them on LinkedIn

About FinScore

FinScore is a financial technology company in the Philippines that offers a powerful credit scoring platform and fraud detection tool based on alternative data, including telco-based data. As the pioneer in lending and scoring of the unbanked in the Philippines, they continuously empower banks, financial institutions, and credit bureaus with flexible platforms to help them make insightful and reliable credit decisions.


Get FinScore’s latest updates and promos on Alternative Data Credit Scoring by following their LinkedIn and Facebook pages.

Got Questions About FinScore?

    FinScore is a financial technology company in the Philippines that offers a powerful credit scoring platform and fraud detection tool based on alternative data, including telco-based data. 

    As the pioneer in lending and scoring of the unbanked, we continuously empower banks, financial institutions, and credit bureaus with flexible platforms to help them make insightful and reliable credit decisions.

    CONNECT WITH US!

    Scroll to Top