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calculating credit score

How to Calculate Credit Scores (And The Factors That Influence Them)

Banks and lending companies base your creditworthiness on credit scores. Think of it as your “trust rating.” With a trustworthy track record, financial institutions will let you take out mortgages and loans and qualify for credit cards. These ratings matter to financial institutions. It helps them avoid high-risk borrowers who are likely to default which

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Man checking his credit score

How to Improve Your Credit Score in the Philippines

Credit scores are incredibly important information about your financial standing. In the Philippines, credit score isn’t always well-discussed, but it can affect major aspects of your life such as loan approvals and even employment opportunities. This is why discussions on how to improve your credit score in the Philippines are crucial. How To Improve Your

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FinScore celebrates its Highest Services Utilization Recorded

MANILA, Philippines, 19 May 2022 – FinScore, the leading alternative credit scoring provider in the Philippines, is excited to announce its highest services utilization – reaching a five-digit count in its daily total telco scores delivered. The rise was driven by the growing credit score pulls volume from FinScore’s existing major clients as well as contributions from newly onboarded clients and partners.

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man holding his coffee whil viewing his credit score on a mobile phone

Improve Consumer Lending Applications With Alternative Credit Scoring

Approximately 47% of adults in the Philippines remain unbanked or underbanked, which negatively affects their ability to secure financing – from property loans to personal loans. While there has been a dramatic increase in banked individuals since the start of 2020, a lot of adults are still unable to get approved for loans due to

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ADVANCE.AI partners with FinScore to boost alternative credit scoring and fraud prevention in the Philippines, SEA

ADVANCE.AI, a leading AI company specialising in digital identity verification, risk management and process automation, has signed a strategic data partnership with FinScore to help boost financial inclusion and access to the unbanked and underbanked customers in the Philippines and wider Southeast Asia (SEA). The partnership will strengthen the robustness of ADVANCE.AI’s credit profiling and risk management capabilities through FinScore’s digital solutions, namely Telco Data Credit Scoring and Fraud Prevention Solutions.

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Cosmopolitan The Daily Gives FinScore the “Most Innovative Products in Alternative Credit Evaluation” Award

MANILA, Philippines, 02 March 2022 — We are happy to announce that we have been awarded with the “Most Innovative Products in Alternative Credit Evaluation – Philippines” by Cosmopolitan The Daily.

Cosmopolitan The Daily is a business publication that provides stories and key global trends in Finance, Technology, Energy, Real Estate, etc. They have offices in New York, Toronto, London, Dubai, Bangalore, Kuala Lumpur, and Sydney. Their readers are comprised of business leaders across the globe who keep themselves updated with information about their respective market sectors.

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credit score in a mobile phone

Why You Should Utilize Alternative Credit Scoring Solutions

When it comes to financial matters, one of the numbers that can impact an individual’s financial life is their credit score. Whether they are buying a house or asking for a loan, their credit score determines how likely they are to accomplish their financial goals. Traditional credit scoring is quite rigid and unforgiving towards people

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FinScore is a financial technology company in the Philippines that offers a powerful credit scoring platform and fraud detection tools based on alternative data, including telco-based data. 

As the pioneer in lending and scoring of the unbanked, we continuously provide fintech services that empower financial institutions, banks, and credit bureaus with flexible platforms to help them make insightful and reliable credit decisions. Contact us today to learn more about our products and solutions for financial institutions.