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Learn All About Credit Risk Management in Banking with FinScore

Banking operations inevitable comes with with a factor of risk. Risk can stem from failed or inadequate internal systems, policies due to employee errors, procedures, fraud, breaches, or external events that can disrupt the operations of a financial institution. One of the more prominent types of risk is credit risk. But what exactly is credit

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How to Spot the Warning Signs of Identity Theft: 10 Essential Tips

Protecting against fraud and scams is a major concern for many, with two out of five Filipinos saying it’s their top priority when opening new financial accounts. Worrying about the indicators of identity theft is real as scams become more common and sophisticated in the Philippines. Unfortunately, in 2022, around 5 million Filipinos reported being

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debt to income ratio

A Beginner’s Guide to Understanding Debt-to-Income Ratio

For many Filipinos, navigating financial concepts and terms can feel like venturing into uncharted territory. Among these, the “debt-to-income ratio” (DTI) stands out as a crucial metric, yet it often leaves many puzzled about its importance. This article aims to demystify what DTI is, why it matters, and how it influences your financial well-being. We’ll

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phishing scam

How to Protect Yourself From Phishing

You’ve likely seen it before—that strange message in your email inbox from a name you don’t recognize, promising big rewards or warning of issues with your account if you don’t click the link right away. Scammers and hackers are constantly hatching new schemes to trick people through phishing emails, fake websites, and other digital channels.

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saving money

Start Smart: Money Saving Resolutions for the New Year

Beginning a new year often inspires us to set goals for positive change. What better way to start than with the best financial New Year’s resolutions? They’re more than just wishes; they’re steps toward a more secure financial future. Whether it’s saving for a dream vacation, investing in your future, or simply managing your daily

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loan application rejected

10 Reasons for Loan Rejection and What You Can Do to Increase Your Odds

Getting loan applications rejected is stressful and discouraging. It sets a recipe for disaster, especially if an individual needs a loan for something important. Ultimately, loan approval decisions largely depend on your capability as a borrower and your lender’s requirements. If you fail to tick even a single criterion, you’ll have a higher chance of

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loan approved stamp

10 Tips for Successfully Getting a Loan

Are you trying to qualify for a loan? Or have you been rejected quite a few times and want to know some tips to finally get approved? Whatever the case, we know that loan applications can be time-consuming. Even if you’ve had loan applications turned down in the past, that doesn’t mean you can’t get

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man throwing money bills

Bad Spending Habits You Don’t Know You’re Doing

Once we make our own money, it’s easy to fall into the trap of bad spending habits. Most people have the misconception that if we just have enough money, we can buy whatever our hearts desire. On top of that, there are the numerous advertisements we see, the allure of instant gratification, and the need

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male bank employee explaining to a couple applying for loan

Banks, Lenders Get More Insights on Loan Applicants with CrediView by FinScore

Following its milestone delivery of 15 million credit scores, FinScore introduces CrediView – a transformative add-on to its Telco Credit Score. Designed similarly to a credit report, CrediView shows banks and lenders a borrower’s recent loan inquiries from over 40 financial institutions in the Philippines. Describing CrediView as similar to a “credit bureau inquiry service,”

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FinScore is a financial technology company in the Philippines that offers a powerful credit scoring platform and fraud detection tools based on alternative data, including telco-based data. 

As the pioneer in lending and scoring of the unbanked, we continuously provide fintech services that empower financial institutions, banks, and credit bureaus with flexible platforms to help them make insightful and reliable credit decisions. Contact us today to learn more about our products and solutions for financial institutions.

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