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Why Alternative Data Sources are Becoming More Popular

The Rise of Alternative Data Sources in the Philippines As the demand for financial inclusion grows, alternative data sources are becoming popular tools for credit scoring companies in countries like the Philippines, where a large portion of the adult population is unbanked. Alternative credit scoring, with the use of alternative data sources such as telco

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FinScore.PH How Fintechs Improve Credit Scores of Filipinos Filipino Rice Farmer Smiling while using Smartphone

How Fintechs are Improving the Credit Scores of Filipinos

Most Filipinos are unbanked or underbanked Despite the presence of banking institutions in the Philippines for over a century, 70% of the adult population in the country remains unbanked or underbanked. Unbanked refers to adults who do not use banks or financial institutions in any capacity. The underbanked refers to adults who have bank accounts but

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Everything You Need to Know About Credit Rating

Everything You Need to Know About Credit Rating

Everything You Need to Know About Credit Rating One of the greatest perks that working adults enjoy is access to credit. It opens the doors to many important financial decisions made in one’s lifetime. Before anyone can get a credit card or a loan approved in the Philippines, their credit rating or credit score needs

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How to Know Your Credit Score in the Philippines

How to Know Your Credit Score in the Philippines

How to Know Your Credit Score in the Philippines Your credit score is arguably one of the most important pieces of information about you and about your overall financial standing.  Many Filipinos think that a credit score only matters when you need to be approved for a loan or a credit card. It can affect

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5 Types of Credit Scores, Powered by Alternative Data – Pros and Cons

5 Types of Credit Scores, Powered by Alternative Data – Pros and Cons

The expression “Data is the new Oil” has become a form of a cliché in recent years, as more and more companies incorporate data analytics, data science, Machine Learning and Artificial Intelligence into both internal business processes and as core value proposition of their products and services. This is true across all verticals, industries and

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FinScore is PH ‘2020 Fintech Start-up of the Year’

FinScore is PH ‘2020 Fintech Start-up of the Year’

FinScore, Inc., a Manila-based fintech company, bags The Asset Triple A Digital Award as Fintech Start-up of the Year for 2020.   The Asset is a widely recognized business news and research publication for the movers and shakers of the corporate world, providing unbiased and independent coverage on Asia’s financial industry. The Asset Triple A Digital Awards is in its

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In the Zoom – The Use of Mobile Phone Data for Alternative Credit Scoring

In the Zoom – The Use of Mobile Phone Data for Alternative Credit Scoring

In the advent of online and digital lending, any individual could get information about various loan facilities and offerings right at their fingertips. Through an online web search, one can choose the best-suited loan program based on their needs, budget, and convenience. The availability of customer feedback and public reviews provide great insights and credibility

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FinScore is a financial technology company in the Philippines that offers a powerful credit scoring platform and fraud detection tool based on alternative data, including telco-based data. As the pioneer in lending and scoring of the unbanked, we continuously empower banks, financial institutions, and credit bureaus with flexible platforms to help them make insightful and reliable credit decisions.

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  • Office Address: 27F, Suite C, One World Place, 32nd Street, Bonifacio Global City,
    Taguig City, Metro Manila, Philippines 1630
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