#1 Alternative Credit Scoring in the Philippines

CREDIT SCORING FOR ALL

FinScore is an alternative credit scoring company that is powered by telco data and advanced analytics. Our digital credit scoring platforms and fraud detection solutions help financial institutions reduce defaults, increase approval rates, and combat fraud. Click here to learn more about the products of the trusted alternative credit scoring company in the Philippines.

FinScore Process

Innovative Credit Scoring Solutions

FinScore is a leading fintech company and credit score provider in the Philippines. We’ve made it our mission to provide innovative credit scoring solutions to the dynamic needs of banks, financial institutions, and credit bureaus.

In the past, banks and financial institutions can only extend credit to banked individuals. FinScore is changing that. Our award-winning alternative credit scoring system in the Philippines allows institutions to offer better services to existing customers, attract new ones, and approach untapped market segments.

FinScore’s fintech solutions such as Telco Credit Scoring model and fraud flags provide unique insights based on 400+ variables, including data and voice usage, top-up patterns, location, SIM age, and many more. As the fintech and banking sectors continue to push for innovation, FinScore is there to provide credit scoring for all.

AMPLIFY CREDIT SCORES WITH THE POWER OF TELCO DATA

1 %
Telco Data Market Coverage

Determine the creditworthiness of every mobile subscriber in the Philippines

< 0
SECOND

Get lightning-fast credit results,
based on real-time data

50000 +
SCORES DELIVERED

Reach more customers and increase profitability

WHY CHOOSE FINSCORE?

Since 2018, FinScore has been gaining a steady presence as the alternative credit scoring company in the Philippines. We make credit scoring activities more accessible and inclusive to the unbanked and even unchartered markets.

Telco subscibers

Built a highly predictive credit score for
100% of the Telco Subscribers in the Philippines

alternative data

Unleashed the power of
 alternative data based on
over 400 Telco variables

Developed on Proprietary Cutting Edge AI & Machine Learning Technology

Developed on Proprietary Cutting Edge
AI & Machine Learning Technology

Telco Scoring Pioneer

Pioneered in Telco Credit Scoring in the Philippines since 2011 

Trusted Credit Scoring Company

Trusted by telecom companies, financial institutions, and PH government– delivered more than 7 million scores in the Philippines 

Flexible Product Offerings

Flexible product offerings — credit scoring system offers easy integration and swift time-to-market turnaround 

CREDIT SCORING WITH FINSCORE:
A CHOICE THAT MAKES A DIFFERENCE

Score your borrowers on their behavior with Telco

SCORE YOUR BORROWERS ON THEIR BEHAVIOR WITH TELCO

Our proprietary unique telco credit scoring system in the Philippines provides critical knowledge and unique insights for both banked and unbanked individuals. 

Would you like to expand your market reach and serve the unbanked and underbanked, but lack critical information to score them?

Our telco based credit scoring solutions will fill this gap and will enable you to make relevant and reliable credit decisions for the untapped market. Our credit scoring company serves commercial banks, digital banks, online lenders, buy now pay later services, motorcycles loans, e-commerce, consumer lenders, and so much more.

Detect fraud using objective alternative data sources

DETECT FRAUD USING OBJECTIVE TELCO DATA SOURCES

According to national research, fraud and syndicated fraud contribute to as much as 45% of total defaulted accounts in unsecured lending. We help organizations detect fraud by checking objective information sources—borrowers’ geo-location, contact numbers, and association with blacklisted customers.

Learn more about your client by using our customer profile check

PREVENT ONLINE FRAUD BASED ON DIGITAL PRESENCE DATA

Did you know that you can swiftly detect fraudulent customers through their social media presence? Check out FindSocial, a social media presence lookup and scoring tool. Our financial fraud prevention software can be used by banks, insurances, e-commerce, i-Gaming, travel and ticketing, and payment gateways!

Homepage_Download Centre

FINSCORE SCORING PRODUCTS UP CLOSE

Are you interested in getting a deeper insight into your clients and borrowers? Our alternative credit scoring in the Philippines have you covered!

Discover upselling potential, customer segmentation, and more! Ask us how. Visit the Download Centre to get free access to our one-pager product brochures.

ACCREDITED BY

TRUSTED BY LEADING BANKS AND FINANCIAL INSTITUTIONS

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    FinScore is a financial technology company in the Philippines that offers a powerful credit scoring platform and fraud detection tools based on alternative data, including telco-based data. 

    As the pioneer in lending and scoring of the unbanked, we continuously provide fintech services that empower financial institutions, banks, and credit bureaus with flexible platforms to help them make insightful and reliable credit decisions. Contact us today to learn more about our products and solutions for financial institutions.

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