#1 Alternative Credit Scoring in the Philippines

CREDIT SCORING FOR ALL

FinScore is an award-winning alternative credit scoring company powered by telco data and advanced analytics. With over decade of experience, several partnerships with major financial institutions, and over 15,000,000 alternative credit scores delivered, Finscore makes credit scoring more inclusive towards underbanked and underserved Filipinos. Our telco credit scoring platforms and fraud detection solutions help financial institutions reduce defaults, increase approval rates, and combat fraud. Request a demo now or browse our products to learn more about the products of the trusted alternative credit scoring company in the Philippines.

FinScore Process

Innovative Credit Scoring Solutions

FinScore is a leading fintech company and credit score provider in the Philippines. Our mission is to provide innovative credit scoring solutions to meet the dynamic needs of banks, financial institutions, and credit bureaus.

In the past, banks and financial institutions could only extend credit to banked individuals. FinScore is changing that. Our award-winning alternative credit scoring system in the Philippines allows institutions to offer better services to existing customers, attract new ones, and approach untapped market segments.

FinScore’s fintech solutions, such as its flagship Telco Credit Scoring model, provide unique insights based on 400+ variables, including data and voice usage, top-up patterns, location, SIM age, and many more. As the fintech and banking sectors continue to push for innovation, FinScore is there to provide credit scoring for all

AMPLIFY CREDIT SCORES WITH THE POWER OF TELCO DATA

SUBSCRIBER COVERAGE OF LEADING TELCO SUBSCRIBERS
1 %

We determine the creditworthiness of every mobile subscriber in the Philippines

SECOND CREDIT SCORE DELIVERY TIME
< 0

We provide lightning-fast credit results based on real-time data, providing a supplement to traditional credit scoring to speed up the underwriting process. 

SCORES DELIVERED
50000 +

We push financial inclusivity and nation building by delivering credit score for the underbanked.

WHY CHOOSE FINSCORE?

Since 2018, FinScore has been gaining a steady presence as the alternative credit scoring company in the Philippines. We make credit scoring activities more accessible and inclusive for the unbanked and even unchartered markets.

Telco subscibers

We are a member of the Fintech alliance.ph and the fintech Philippine association.

alternative data

We  create highly-predictive credit scores for 100% of subscribers of the leading telcos in the Philippines We unleash the power of alternative data based on over 400 Telco variables, including top-up patterns, voice and mobile data usage, duration of calls, SIM card age.

Developed on Proprietary Cutting Edge AI & Machine Learning Technology

We provide more accurate credit scoring for all with Proprietary Cutting Edge AI & Machine Learning Technology

Telco Scoring Pioneer

We are pioneers in Telco Credit Scoring in the Philippines

Trusted Credit Scoring Company

We are trusted by major telecom companies, financial institutions, and PH government– to whom we have delivered over 15 million scores in the Philippines

Flexible Product Offerings

We offer easy integration and swift time-to-market turnaround

CREDIT SCORING WITH FINSCORE:
A CHOICE THAT MAKES A DIFFERENCE

Score your borrowers on their behavior with Telco

SCORE YOUR BORROWERS ON THEIR BEHAVIOR WITH TELCO

Our proprietary unique telco credit scoring system in the Philippines provides critical knowledge and unique insights for both banked and unbanked individuals. 

Would you like to expand your market reach and serve the unbanked and underbanked, but lack critical information to score them?

Our telco based credit scoring solutions will fill this gap and will enable you to make relevant and reliable credit decisions for the untapped market. Our credit scoring company serves commercial banks, digital banks, online lenders, buy now pay later services, motorcycles loans, e-commerce, consumer lenders, and so much more.

Detect fraud using objective alternative data sources

DETECT FRAUD USING OBJECTIVE TELCO DATA SOURCES

According to national research, fraud and syndicated fraud contribute to as much as 45% of total defaulted accounts in unsecured lending. We help organizations detect fraud by checking objective information sources—borrowers’ geo-location, contact numbers, and association with blacklisted customers.

Learn more about your client by using our customer profile check

PREVENT ONLINE FRAUD BASED ON DIGITAL PRESENCE DATA

Did you know that you can swiftly detect fraudulent customers through their social media presence? Check out FindSocial, a social media presence lookup and scoring tool. Our financial fraud prevention software can be used by banks, insurances, e-commerce, i-Gaming, travel and ticketing, and payment gateways!

Homepage_Download Centre

FINSCORE SCORING PRODUCTS UP CLOSE

Are you interested in getting a deeper insight into your clients and borrowers? Our alternative credit scoring in the Philippines has you covered!

Enhanced with KYC and CrediView, our credit scoring system offers unique insights for verifying identities and monitoring credit health, further tailoring financial services.

Discover upselling potential, customer segmentation, and more! Ask us how. Visit the Download Centre to get free access to our one-pager product brochures.

ACCREDITED BY

TRUSTED BY LEADING BANKS AND FINANCIAL INSTITUTIONS

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    FinScore is a financial technology company in the Philippines that offers a powerful credit scoring platform and fraud detection tools based on alternative data, including telco-based data. 

    As the pioneer in lending and scoring of the unbanked, we continuously provide fintech services that empower financial institutions, banks, and credit bureaus with flexible platforms to help them make insightful and reliable credit decisions. Contact us today to learn more about our products and solutions for financial institutions.

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